{"id":91,"date":"2015-12-15T20:06:20","date_gmt":"2015-12-15T20:06:20","guid":{"rendered":"http:\/\/www.myepitchat.com\/blog\/?p=91"},"modified":"2026-08-26T12:56:13","modified_gmt":"2026-08-26T12:56:13","slug":"planning-for-your-retirement","status":"publish","type":"post","link":"https:\/\/myepitchat.com\/blog\/2015\/12\/15\/planning-for-your-retirement\/","title":{"rendered":"Planning for your retirement"},"content":{"rendered":"<h3>Planning for end of life also includes planning for what you need to sustain yourself and family after you stop working.<\/h3>\n<p><strong>These needs fall under the general category of Insurance Coverage. What kind of coverage do you need?<\/strong><\/p>\n<ol>\n<li>Monthly income to pay your bills for food, utilities, \u00a0rent if you do not own your home, etc.\n<ul>\n<li>How to get the monthly income?:\n<ul>\n<li>Company Pension<\/li>\n<li>Social security payments if you are over 63 depending on when you were born and the new rules for social security<\/li>\n<li>Monthly payments\u00a0&#8211; from investments in variable or fixed annuities<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>Insurance for Long term care that will pay for:\n<ul>\n<li>Care in your home<\/li>\n<li>Adult day service centers<\/li>\n<li><a class=\"glossaryLink \" title=\"Glossary: Hospice Care\" href=\"http:\/\/longtermcare.gov\/glossary\/hospice-care\/\" data-tooltip=\"Short-term, supportive care for individuals who are terminally ill (have a life expectancy of six months or less). Hospice care focuses on pain management and emotional, physical, and spiritual support for the patient and family. It can be provided at home or in a hospital, nursing home, or hospice facility. Medicare typically pays for hospice care. Hospice care is not usually considered long-term care.\">Hospice Care<\/a><\/li>\n<li><a class=\"glossaryLink \" title=\"Glossary: Respite Care\" href=\"http:\/\/longtermcare.gov\/glossary\/respite-care\/\" data-tooltip=\"Temporary care which is intended to provide time off for those who care for someone on a regular basis. Respite care is typically 14 to 21 days of care per year and can be provided in a nursing home, adult day service center, or at home by a private party.\">Respite Care<\/a><\/li>\n<li>Assisted living facilities (also called residential care facilities or alternate care facilities)<\/li>\n<li>Alzheimer\u2019s special care facilities<\/li>\n<li>Nursing homes<\/li>\n<\/ul>\n<\/li>\n<li>Health Care\u00a0Insurance\u00a0for Doctor Visits and Hospital care what is known as our every day health care\n<ul>\n<li>Doctor Visits<\/li>\n<li>Emergency Room Visits<\/li>\n<li>Health Checkups<\/li>\n<li>Inpatient surgery<\/li>\n<li>Outpatient surgery<\/li>\n<li>etc.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>Purchasing each of these products is critical to your ongoing well being but each product is quite complex and you need quality brokers to educate you about these products and to assist you with purchasing these products.<\/p>\n<p>In the next group of articles we will cover each of these topics in more detail.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Planning for end of life also includes planning for what you need to sustain yourself and family after you stop working. These needs fall under the general category of Insurance Coverage. What kind of coverage do you need? Monthly income to pay your bills for food, utilities, \u00a0rent if you do not own your home, &hellip; <a href=\"https:\/\/myepitchat.com\/blog\/2015\/12\/15\/planning-for-your-retirement\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Planning for your retirement<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-91","post","type-post","status-publish","format-standard","hentry","category-retirement-planning"],"_links":{"self":[{"href":"https:\/\/myepitchat.com\/blog\/wp-json\/wp\/v2\/posts\/91","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myepitchat.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myepitchat.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myepitchat.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/myepitchat.com\/blog\/wp-json\/wp\/v2\/comments?post=91"}],"version-history":[{"count":5,"href":"https:\/\/myepitchat.com\/blog\/wp-json\/wp\/v2\/posts\/91\/revisions"}],"predecessor-version":[{"id":99,"href":"https:\/\/myepitchat.com\/blog\/wp-json\/wp\/v2\/posts\/91\/revisions\/99"}],"wp:attachment":[{"href":"https:\/\/myepitchat.com\/blog\/wp-json\/wp\/v2\/media?parent=91"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myepitchat.com\/blog\/wp-json\/wp\/v2\/categories?post=91"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myepitchat.com\/blog\/wp-json\/wp\/v2\/tags?post=91"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}